Casas, Ignacio; Castagno, Martina; Sapia Cervantes, Lorenzo
Resumen:
This research examines how fintech platforms are reshaping competition and market
concentration in Argentina's financial system, focusing on payments, deposit-related
activity, and lending. The study seeks to determine whether fintech growth enhances
competition or reproduces new forms of dominance, considering the country's
regulatory structure, digital adoption, and the historic concentration of its banking
sector.